The importance of insurance for child photographers

by | Apr 1, 2021 | Child Photography | 0 comments

You are thinking of becoming a professional child photographer. Have you given much thought to why you may need insurance? Insurance for child photographers is very important! Let’s dive into some of the reasons one may need to consider holding business insurance!

Be Covered for all aspects of child photography


Child Photographer Injury/Medical costs.

We all know children can be clumsy creatures! Especially if you use props where a small child can fall from. But we all know a child can trip and fall just walking! If their fall lands them in the hospital for a checkup, the parents may hold you reliable for this and seek medical expenses to be paid. So having a good liability insurance for injury and medical is a great way to protect yourself and your assets. Especially if you are not an LLC. Which brings me to my next reason

Protecting your property with insurance for child photographers.

If a child is to get injured during a session, the parents can open a lawsuit against your business or you as an entity depending on what type of business you are registered as. If you are a DBA business, I would highly recommend insurance for child photography! As I mentioned before children are clumsy, full of life, daring and ready for adventure always!

boy in water insurance for child photographers

It’s not just about the injury or protecting yourself for child photographers


Covering of equipment loss or damage.

Being a child photographer comes with many expenses. Of course have spent a lot of money acquiring equipment to get the job done properly and efficiently. What if you leave something in your vehicle during a session and someone decided it looked like a good piece of equipment to add to their own collection, you would be out of all the hard earned money finding yourself having to purchase more expensive equipment. Or what if you are in a vehicle accident on your way to a session and some of your precious equipment is damaged?

child photographer boy and dog

Conclusion on the importance of insurance for child photographers

These are some great reasons to make sure every aspect of your child photography business is indeed covered with insurance. You work hard to get where you are at, with a lot of time sweat and tears! You wouldn’t want to lose it all by one problem to arise. There are many places that you can get business insurance from. Do the research and find the best insurance suitable for your business. After all your business is your livelihood!

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We had the pleasure of working with Kayla for my son's one year cake smash photoshoot... the time she took to make sure every detail of my vision came true... and the talent and creativity she put into editing is hard to beat. We love every SINGLE photo it's too hard to choose just one.... Total professional, amazing product... would make drive all the way to Fayetteville again


child in gown for child photography session

Amazing photographer and photos were beautiful. My daughter felt like a princess. I would highly recommend for a photographer. She was very professional and we had a wonderful experience! Thank you so much Kayla!

Colleen & Robert


My daughter had the opportunity to work with Kayla and the traveling dress! Sha had so much fun. She did not stop talking about her "photo shoot" for days and could not wait to tell her friends and teachers. Kayla did an amazing job and the photos came out bsolutely stunning! I highly recommend Kayla for your photography needs! 


Children on the porch

I absolutely loved watching Kayla so easily work with our four children and many animals! She captured our kids’ personalities so beautifully and managed the animals so easily, and that’s saying something when there’s a chicken, puppy, and two horses involved! The final prints are gorgeous; they half people in their tracks when they see the portraits on the walls. I highly recommend Kayla’s work.